Our Lending Partners have several traditional and non-traditional loan programs available to meet your financing needs.

Traditional Loan Programs:
FHA loan programs down to a 500 Credit Score
 
VA (Veterans) loan programs down to a 500 Credit Score
 
Conventional loan program down to a 620 Credit Score
 
USDA (RD) 100% financing loan program down to a 580 credit score.
 
Down Payment Assistance Programs
 
Manufactured Homes OK 

Renovation Loans:

FHA 203K Limited and FHA 203k Standard

USDA Renovation Loans

VA renovation Loans

Conventional HomeStyle Renovation Loan

FHA/VA/USDA/Conventional Construction Loans

Self-Employed Loan Prgrams and Other (Non-QM Programs):

12-24 Month Bank Statements (No Tax Returns)

ITIN

Asset Depletion

Foreign National 

Second Chance

Non-Warrantable Condo Loans

Land Only

HELOC (Home Equity Line of Credit)

P&L ONLY

Property Investors:

DSCR 1-8 Units Mixed-Used properties OK (no income)

Fix and Flip

Investment Properties up to 80% loan to value

Contact one of our Agents for more infomation.

Broker | License ID: B20161
Meshia Is Broker/Owner Of Community First Real Estate. She Has Been Serving The Real Estate Community Since 2007 And Is A Consistent Multi-Million Dollar Realtor All While Managing Her Team Of Agents. Meshia Founded And Opened The Doors To Community First Real Estate In November of 2012. Meshia Currently Holds Title Of MS Best Realtor By Jackson Free Press In 2020, Name Finalist Of The Top Top Leading Business Women By MS Business Journal In 2018, Top 20 Entrepreneurs In Mississippi in 2019 By MS Business Journal. Meshia Served As Director With The Central MS Realtors 2019-2021. 
 
Meshia Believes In Educating Herself To Be Of Better Service To Her Clients. She Currently Holds The Following Designations: Accredited Buyers Representative Specialist (ABR), Military Relocation Professional (MRP), Real Estate Negotion Expert (RENE), Graduate of Realtor Institute (GRI), Committed To Excellence (C2EX). 
 
Recreationally, Meshia Loves To Travel And Enjoy Her Family And Friends. 
Meshia Is Broker/Owner Of Community First Real Estate. She Has Been Serving The Real Estate Community Since 2007 And Is A Consistent Multi-Million Dollar Realtor All While Managing Her Team Of Agents. Meshia Founded And Opened The Doors To Community First Real Estate In November of 2012. Meshia Currently Holds Title Of MS Best Realtor By Jackson Free Press In 2020, Name Finalist Of The Top Top Leading Business Women By MS Business Journal In 2018, Top 20 Entrepreneurs In Mississippi in 2019 By MS Business Journal. Meshia Served As Director With The Central MS Realtors 2019-2021. 
 
Meshia Believes In Educating Herself To Be Of Better Service To Her Clients. She Currently Holds The Following Designations: Accredited Buyers Representative Specialist (ABR), Military Relocation Professional (MRP), Real Estate Negotion Expert (RENE), Graduate of Realtor Institute (GRI), Committed To Excellence (C2EX). 
 
Recreationally, Meshia Loves To Travel And Enjoy Her Family And Friends. 
Address: 101 Business Park Drive, Suite I, Ridgeland, Mississippi, 39157, United States
Agent | License ID: S-58887
Agent | License ID: S-50226
Address: 101 Business Park Drive, Suite I, Ridgeland, Mississippi, 39157
Agent | License ID: S60101
La Shonda Catchings, a Jackson, MS native, holds degrees from both Tougaloo College and Jackson State University. A distinguished member of Zeta Phi Beta Sorority, Inc., La Shonda dedicated 26 years to educating others before embarking on her successful real estate career. Drawing from her rich background in education, she aspires to guide clients towards realizing their dreams of home ownership. Beyond her professional pursuits, La Shonda finds joy in reading, indulging in retail therapy, and passionately cheering for her favorite sports teams
La Shonda Catchings, a Jackson, MS native, holds degrees from both Tougaloo College and Jackson State University. A distinguished member of Zeta Phi Beta Sorority, Inc., La Shonda dedicated 26 years to educating others before embarking on her successful real estate career. Drawing from her rich background in education, she aspires to guide clients towards realizing their dreams of home ownership. Beyond her professional pursuits, La Shonda finds joy in reading, indulging in retail therapy, and passionately cheering for her favorite sports teams
Address: 101 Business Park Drive, Suite G, Ridgeland, 39108, USA
Agent | License ID: S-57932
Lenetta has always had a passion for helping others. Being in the mental health field for over15 years has allowed her to do just that. She is now extending that passion to real estate. As a realtor, her first, priority is to make her clients happy. She will strive to ensure that the buying and/or selling process is easy, fun, and stress free. Lenetta understands that your home is more than just a place to live it is where you make long lasting memories. Lenetta looks forward to making that dream a reality. contact her today for all, of your real estate needs at 601.658.7003.
Lenetta has always had a passion for helping others. Being in the mental health field for over15 years has allowed her to do just that. She is now extending that passion to real estate. As a realtor, her first, priority is to make her clients happy. She will strive to ensure that the buying and/or selling process is easy, fun, and stress free. Lenetta understands that your home is more than just a place to live it is where you make long lasting memories. Lenetta looks forward to making that dream a reality. contact her today for all, of your real estate needs at 601.658.7003.
Address: 101 Business Park Drive, Suite I, Ridgeland, Mississippi, 39157
Agent | License ID: S-57810
Gina Wilson Scott, a native of Mississippi, received a master's degree from Jackson State University. She has many years of experience serving families in her community and all over the state. Ready to take on a new challenge while still serving others, she received her real estate salesperson's license. Her goals are to prioritize client needs and personalize each encounter. More importantly, she intends to deliver honesty and quality service while building lifelong relationships.
 
Gina's commitment to hard work and energetic approach to real estate allows her to strive to make the home buying or selling experience a professional, educational, and exciting one.
Her greatest joy is being a wife and a mother to two teenagers. When she is not occupied with work, she enjoys spending time with family her family dog, volunteering, being a momager to both her children, collecting ceramic dishes, reading journaling, and learning new things. Gina is more than ready to take this journey with you to achieve your goal of home ownership or listing your current home. Give her a call now.
Gina Wilson Scott, a native of Mississippi, received a master's degree from Jackson State University. She has many years of experience serving families in her community and all over the state. Ready to take on a new challenge while still serving others, she received her real estate salesperson's license. Her goals are to prioritize client needs and personalize each encounter. More importantly, she intends to deliver honesty and quality service while building lifelong relationships.
 
Gina's commitment to hard work and energetic approach to real estate allows her to strive to make the home buying or selling experience a professional, educational, and exciting one.
Her greatest joy is being a wife and a mother to two teenagers. When she is not occupied with work, she enjoys spending time with family her family dog, volunteering, being a momager to both her children, collecting ceramic dishes, reading journaling, and learning new things. Gina is more than ready to take this journey with you to achieve your goal of home ownership or listing your current home. Give her a call now.
Address: 101 Business Park Drive, Suite I, Ridgeland, Mississippi, 39157